Do cashiers at department stores ever try to convince you to sign up for their credit cards because of the coupons and discounts you will get if you do? This is the script I hear oftentimes when I shop at Kohl's - all the wonderful discounts imaginable will be mine if I just sign up for their credit card (they just don't mention the exhorbitant interest fees on the card that will eventually cancel the discounts out in the long run). Of course, I always decline. I don't want their credit card!
Kohl's consistently offers extra discounts to those who do not hold their credit cards, you just have to sign up for their email. I signed up in the store a few years ago, and I often receive printable coupons and online coupon codes for and extra 10-15% off of my total purchase, and this includes all sales and clearance items too. When I shop at department stores, most of the time the only things I purchase are on the super duper clearance racks. It ends up being an even better deal when I add my coupon. Over the years, I have gotten some really great deals at Kohl's, and I get higher quality clothing at sometimes cheaper than Wal-Mart prices by doing it that way.
You can sign up for the discounts at the store, or online here. Right now when you sign up online, you get a $5 off coupon for your next in-store purchase, and a 10% off coupon towards your next online purchase.
In my experience, the best deals are found in the store, but there are still a few good deals to be found online.
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3 comments:
I work at a Kohls and the credit card really is a great deal and you do get more coupons and more savings if you use it. You don't have to pay fees if you just pay it off every month. In fact, you can make a purchase on the card and use your 30% off that you get in the mail or as a scratch off and then pay it off with cash or a check right then and there so you know you won't have any fees. I know. Some customers do that. The cashiers have to offer the credit card - it is part of their job, but it really does include great extra savings.
We just got their mailing today. I was thinking now's a good time to get some new pants/skirts. :)
Thanks for that perspective, herdingcats! I know some people are able to do that, but for me it would certainly be a temptation to buy more than I need and overspend :) I tend to avoid credit cards as much as possible and advocate for living within one's means. I am just glad I can get some discounts without having to get the credit card!
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